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银行笔试专业词汇表


acquiring company 收购公司



  bad loan 呆帐



  chart of cash flow 现金流量表



  clearly-established ownership 产权清晰



  debt to equity 债转股



  diversity of equities 股权多元化



  economy of scale 规模经济



  emerging economies 新兴经济



  exchange-rate regime 汇率机制



  fund and financing 筹资融资



  global financial architecture 全球金融体系



  global integration, globality 全球一体化,全球化



  go public 上市



  growth spurt (经济的)急剧增长



  have one's 'two commas' 百万富翁



  hedge against 套期保值



  housing mortgage 住房按揭



  holdings 控股,所持股份



  holding company 控股公司



  initial offerings 原始股



  initial public offerings 首次公募



  innovative business 创新企业



  intellectual capital 智力资本



  inter-bank lending 拆借



  internet customer 网上客户



  investment payoff period 投资回收期



  joint-stock 参股



  mall rat 爱逛商店的年轻人



  means of production 生产要素



  (the)medical cost social pool for major diseases 大病医疗费用社会统筹



  mergers and acquisitions 并购



  mobile-phone banking 移动电话银行业



  moods 人气



  net potato 网虫



  non-store seling 直销



  offering 新股



  online-banking 网上银行业



  online-finance 在线金融



  online client (银行的)网上客户



  paper profit 帐面收益



  physical assets 有形资产



  project fund system 项目资本金制度



  pyramid sale 传销



  recapitalize 资产重组



  regional corrency blocks 地区货币集团



  regulate 调控



  sell off 变现



  share(stock) option 期权,股票认购权



  smart card 智能卡



  slash prices 杀价



  spare capacity 闲置的生产能力



  strong growth 强劲的增长势头



  switch trade 转手贸易



  take…public 上市



  tap the idle assets 盘活存量资产



  transaction (银行的)交易



  transfer payment from the exchequer 财政转移支付



  venture-capital 风险资本



  virtual bank 虚拟银行



  wire transfer 电子转帐



  account number 帐目编号



  depositor 存户



  pay-in slip 存款单



  a deposit form 存款单



  a banding machine 自动存取机



  to deposit 存款



  deposit receipt 存款收据



  private deposits 私人存款



  certificate of deposit 存单



  deposit book, passbook 存折



  credit card 信用卡



  principal 本金



  overdraft, overdraw 透支



  to counter sign 双签



  to endorse 背书



  endorser 背书人



  to cash 兑现



  to honor a cheque 兑付



  to dishonor a cheque 拒付



  to suspend payment 止付



  cheque,check 支票



  cheque book 支票本



  order cheque 记名支票



  bearer cheque 不记名支票



  crossed cheque 横线支票



  blank cheque 空白支票



  rubber cheque 空头支票



  cheque stub, counterfoil 票根



  cash cheque 现金支票



  traveler's cheque 旅行支票



  cheque for transfer 转帐支票



  outstanding cheque 未付支票



  canceled cheque 已付支票



  forged cheque 伪支票



  Bandar's note 庄票,银票



  banker 银行家



  president 行长



  savings bank 储蓄银行



  Chase Bank 大通银行



  National City Bank of New York 花旗银行



  Hongkong Shanghai Banking Corporation 汇丰银行



  Chartered Bank of India, Australia and China 麦加利银行



  Banque de I'IndoChine 东方汇理银行



  central bank, national bank, banker's bank 中央银行



  bank of issue, bank of circulation 发行币银行



  commercial bank 商业银行,储蓄信 贷银行



  member bank, credit bank 储蓄信 贷银行



  discount bank 贴现银行



  exchange bank 汇兑银行



  requesting bank 委托开证银行



  issuing bank, opening bank 开证银行



  advising bank, notifying bank 通知银行



  negotiation bank 议付银行



  confirming bank 保兑银行



  paying bank 付款银行



  associate banker of collection 代收银行



  consigned banker of collection 委托银行



  clearing bank 清算银行



  local bank 本地银行



  domestic bank 国内银行



  overseas bank 国外银行



  unincorporated bank 钱庄



  branch bank 银行分行



  trustee savings bank 信托储蓄银行



  trust company 信托公司



  financial trust 金融信托公司



  unit trust 信托投资公司



  trust institution 银行的信托部



  credit department 银行的信用部



  commercial credit company(discount company) 商业信 贷公司(贴现公司)



  neighborhood savings bank, bank of deposit 街道储蓄所



  credit union 合作银行



  credit bureau 商业兴信所



  self-service bank 无人银行



  land bank 土地银行



  construction bank 建设银行



  industrial and commercial bank 工商银行



  bank of communications 交通银行



  mutual savings bank 互助储蓄银行



  post office savings bank 邮局储蓄银行



  mortgage bank, building society 抵押银行



  industrial bank 实业银行



  home loan bank 家宅贷 款银行



  reserve bank 准备银行



  chartered bank 特许银行



  corresponding bank 往来银行



  merchant bank, accepting bank 承兑银行



  investment bank 投资银行



  import and export bank (EXIMBANK) 进出口银行



  joint venture bank 合资银行



  money shop, native bank 钱庄



  credit cooperatives 信用社



  clearing house 票据交换所



  public accounting 公共会计



  business accounting 商业会计



  cost accounting 成本会计



  depreciation accounting 折旧会计



  computerized accounting 电脑化会计



  general ledger 总帐



  subsidiary ledger 分户帐



  cash book 现金出纳帐



  cash account 现金帐



  journal, day-book 日记帐,流水帐



  bad debts 坏帐



  investment 投资



  surplus 结余



  idle capital 游资



  economic cycle 经济周期



  economic boom 经济繁荣



  economic recession 经济衰退



  economic depression 经济萧条



  economic crisis 经济危机



  economic recovery 经济复苏



  inflation 通货膨胀



  deflation 通货收缩



  devaluation 货币贬值



  revaluation 货币增值



  international balance of payment 国际收支



  favourable balance 顺差



  adverse balance 逆差



  hard currency 硬通货



  soft currency 软通货



  international monetary system 国际货币制度



  the purchasing power of money 货币购买力



  money in circulation 货币流通量



  note issue 纸币发行量



  national budget 国家预算



  national gross product 国民生产总值



  public bond 公债



  stock, share 股票



  debenture 债券



  treasury bill 国库券



  debt chain 债务链



  direct exchange 直接(对角)套汇



  indirect exchange 间接(三角)套汇



  cross rate, arbitrage rate 套汇汇率



  foreign currency (exchange) reserve 外汇储备



  foreign exchange fluctuation 外汇波动



  foreign exchange crisis 外汇危机



  discount 贴现



  discount rate, bank rate 贴现率



  gold reserve 黄金储备



  money (financial) market 金融市场



  stock exchange 股票交易所



  broker 经纪人



  commission 佣金



  bookkeeping 簿记



  bookkeeper 簿记员



  an application form 申请单



  bank statement 对帐单



  letter of credit 信用证



  strong room, vault 保险库



  equitable tax system 等价税则



  specimen signature 签字式样



  banking hours, business hours 营业时间


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